Bankruptcy

No one wants to spend a lifetime worrying about growing debt. Whether you have gone through a divorce, suffered a serious personal injury, or recently lost a job, people all over Ohio are struggling to stay afloat. At the Warren, Boardman and Sebring law offices of Turner, May & Shepherd, we help clients throughout Ohio stop foreclosure get the debt relief they deserve through Chapter 7 bankruptcy and Chapter 13 bankruptcy.

Experienced Bankruptcy Representation in Trumbull, Mahoning and other Ohio Counties
Contact Turner, May & Shepherd Today

The moment you file for bankruptcy, you are entitled immediate relief. Whether you file for Chapter 7 or Chapter 13, you can stop or at least postpone the foreclosure of your home and other assets. You will also put an end to creditor harassment.

Bankruptcy provides a solution for people who are unable to keep up with their mounting debt, no matter how hard they try to pay it down. Our attorneys will guide you through the entire liquidation or repayment process, step by step, and have you rebuilding your credit as soon as possible. We assist with all of these bankruptcy matters:

  • Debt counseling: We direct potential clients to pre-bankruptcy counseling and post-filing financial management courses; we are not affiliated with these required counseling services so you are free to choose among a selection of approved courses.
  • Representation at hearings: We attend the 341 meeting and all hearings with our clients.
  • Adversary proceedings: We provide representation at all adversary proceedings for our clients.
  • Payment plan: We will draft the proposed payment plan and address any objections.
  • Reaffirmation agreements
  • Negotiations with creditors
  • Violations of the automatic stay

Bankruptcy That Works for You

There are different types of bankruptcy and not every client benefits from the same type of plan. While some people want to keep their home and retain certain assets, other people want to find a way to a completely fresh start. We will take a close look at your finances and figure out the type of bankruptcy that works for you and your family:

  • Chapter 7 Bankruptcy: Also known as liquidation, Chapter 7 bankruptcy is a complete forgiveness of your debt. Although the laws have changed recently, it is still possible to file for Chapter 7 bankruptcy. We will help you understand whether or not you may qualify.
  • Chapter 13 Bankruptcy: If you would like to find a way to keep your house and pay back your creditors, Chapter 13 bankruptcy is right for you. After creating an affordable three to five year payment plan, your remaining debt will be forgiven.

Contact Us

Before you make any decision about your financial future or whether to fight foreclosure on your home mortgage or loan, consider the merits of Chapter 7 and Chapter 13 bankruptcy. Available weekdays from 8:45 a.m. to 5:15 p.m., our lawyers help clients from our offices in Warren and Sebring. We are also available for other appointment times by special arrangement. Contact us today for an initial half hour consultation.